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Poverty and Migration in the Digital Age: Experimental Evidence on Mobile Banking in Bangladesh

By Jean N. Lee, Jonathan Morduch, Saravana Ravindran, Abu Shonchoy, and Hassan Zaman

American Economic Journal: Applied Economics, January 2021

Rapid urbanization is reshaping economies and intensifying spatial inequalities. In Bangladesh, we experimentally introduced mobile banking to very poor rural households and family members who had migrated to the city, testing whether mobile technology ca...