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Consumer Credit Reporting Data

By Christa Gibbs, Benedict Guttman-Kenney, Donghoon Lee, Scott Nelson, Wilbert van der Klaauw, and Jialan Wang

Journal of Economic Literature, June 2025

Since the 2000s, economists across fields have increasingly used consumer credit reporting data for research. We introduce readers to the economics and institutional details of these data. Using examples from the literature, we provide practical guidance ...

Voice at Work

By Jarkko Harju, Simon Jäger, and Benjamin Schoefer

American Economic Journal: Applied Economics, July 2025

We estimate the effects of worker voice on productivity, job quality, and separations. We study the 1991 introduction of a right to worker representation on boards or advisory councils in Finnish firms with at least 150 employees, designed to facilitate w...

New Gig Work or Changes in Reporting? Understanding Self-Employment Trends in Tax Data

By Andrew Garin, Emilie Jackson, and Dmitri Koustas

American Economic Journal: Applied Economics, July 2025

We show that increases in the share of workers reporting self-employment to the IRS are not associated with changes in firm-reported payments to "gig" and other contract workers after 2005 but are driven primarily by self-reported earnings of individuals ...