Replication data for: Does It Matter if Your Health Insurer Is For Profit? Effects of Ownership on Premiums, Insurance Coverage, and Medical Spending
Principal Investigator(s): View help for Principal Investigator(s) Leemore Dafny
Version: View help for Version V1
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data | 10/13/2019 03:04:AM | ||
LICENSE.txt | text/plain | 14.6 KB | 10/12/2019 11:05:PM |
Project Citation:
Dafny, Leemore. Replication data for: Does It Matter if Your Health Insurer Is For Profit? Effects of Ownership on Premiums, Insurance Coverage, and Medical Spending. Nashville, TN: American Economic Association [publisher], 2019. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-10-13. https://doi.org/10.3886/E114593V1
Project Description
Summary:
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There is limited empirical evidence about the impact of for-profit health insurers on various outcomes. I study the effects of conversions to for-profit status by Blue Cross and Blue Shield (BCBS) affiliates in 11 states, spanning 28 geographic markets. I find both the BCBS affiliate and its rivals increased premiums following conversions in markets where the converting affiliate had substantial market share. Medicaid enrollment rates also increased in these markets, a pattern consistent with "crowd in" of families who were formerly privately insured. The results suggest for-profit insurers are likelier than not-for-profit insurers to exercise market power when they possess it.
Scope of Project
JEL Classification:
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G22 Insurance; Insurance Companies; Actuarial Studies
I13 Health Insurance, Public and Private
I18 Health: Government Policy; Regulation; Public Health
I38 Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
G22 Insurance; Insurance Companies; Actuarial Studies
I13 Health Insurance, Public and Private
I18 Health: Government Policy; Regulation; Public Health
I38 Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
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