Covering the Uninsured in the United States
Gruber, Jonathan. 2008. "Covering the Uninsured in the United States."
Journal of Economic Literature,
One of the major social policy issues facing the United States in the first decade of the
twenty-first century is the large number of Americans lacking health insurance. This
article surveys the major economic issues around covering the uninsured. I review
the facts on insurance coverage and the nature of the uninsured; explore explanations
for why the United States has such a large, and growing, uninsured population;
and discuss why we should care if individuals are uninsured. I then examine policy
options to address the problem of the uninsured, beginning with a discussion of the
key issues and available evidence and then turning to estimates from a micro-simulation
model of the impact of alternative interventions to increase insurance coverage.
Article Full-Text Access
Gruber, Jonathan (MIT)
G22: Insurance; Insurance Companies
I18: Health: Government Policy; Regulation; Public Health