Replication data for: Investment and Usage of New Technologies: Evidence from a Shared ATM Network

Principal Investigator(s): View help for Principal Investigator(s) Stijn Ferrari; Frank Verboven; Hans Degryse

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AER_20070514_program.prg	text/x-c	38.5 KB	10/11/2019 10:42:AM
AER_20071405_Tables_3_4_5_9.do	text/plain	3.1 KB	10/11/2019 10:42:AM
AER_20071405_dataset.dta	application/octet-stream	106.9 KB	10/11/2019 10:42:AM
AER_20071405_readme.pdf	application/pdf	61.2 KB	10/11/2019 10:42:AM
LICENSE.txt	text/plain	14.6 KB	10/11/2019 10:42:AM
aer_20071405_dataset.dat	application/octet-stream	190.5 KB	10/11/2019 10:42:AM
aer_20071405_dataset.dht	application/octet-stream	424 bytes	10/11/2019 10:42:AM

Project Citation:

Ferrari, Stijn, Verboven, Frank, and Degryse, Hans. Replication data for: Investment and Usage of New Technologies: Evidence from a Shared ATM Network. Nashville, TN: American Economic Association [publisher], 2010. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-10-11. https://doi.org/10.3886/E112347V1

Project Description

Summary: The success of new technologies depends on both the firms' investment and consumers' usage decisions. We study this problem in a shared ATM network. Inefficiencies may arise because banks coordinate investment, and consumers may not make proper use of the network. Based on an empirical model of ATM investment and demand, we find that banks substantially underinvested in ATMs, in contrast with earlier findings of strategic overinvestment in the United States. Furthermore, ATM usage was too low, because regulation prohibited fees for cash withdrawals. A direct promotion of investment improves welfare, but fees for branch cash withdrawals would be more effective. (JEL G21, G31, O33)

Scope of Project

JEL Classification:
      G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
      G31 Capital Budgeting; Fixed Investment and Inventory Studies; Capacity
      O33 Technological Change: Choices and Consequences; Diffusion Processes

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Published Versions

V1 [2019-10-11]

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