Replication data for: Just Keep My Money! Supporting Tax-Time Savings with US Savings Bonds
Principal Investigator(s): View help for Principal Investigator(s) Peter Tufano
Version: View help for Version V1
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AEJPol-2008-0166-Data-and-Programs | 12/07/2019 06:08:PM | ||
LICENSE.txt | text/plain | 14.6 KB | 12/07/2019 01:08:PM |
Project Citation:
Tufano, Peter. Replication data for: Just Keep My Money! Supporting Tax-Time Savings with US Savings Bonds. Nashville, TN: American Economic Association [publisher], 2011. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116536V1
Project Description
Summary:
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This paper reports the results of a 2007 experiment testing whether specific process simplification can foster increased take-up rates for savings products, particularly by low-to-moderate income (LMI) households. Tax refund recipients at certain H&R Block tax preparation offices were given the option to purchase US Savings Bonds with their tax refunds, augmenting the tax-site savings options offered by H&R Block. Those who received the savings bond offer were substantially more likely to purchase a savings product on-site than those who didn't, even after controlling for client demographics. Much of this take-up was directed at intra-family gifting, or asset building on behalf of children. (JEL D14, H24)
Scope of Project
JEL Classification:
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D14 Household Saving; Personal Finance
H24 Personal Income and Other Nonbusiness Taxes and Subsidies; includes inheritance and gift taxes
D14 Household Saving; Personal Finance
H24 Personal Income and Other Nonbusiness Taxes and Subsidies; includes inheritance and gift taxes
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