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Project Citation: 

Banerjee, Abhijit, Karlan, Dean, and Zinman, Jonathan. Replication data for: Six Randomized Evaluations of Microcredit: Introduction and Further Steps. Nashville, TN: American Economic Association [publisher], 2015. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116336V1

Project Description

Summary:  View help for Summary Causal evidence on microcredit impacts informs theory, practice, and debates about its effectiveness as a development tool. The six randomized evaluations in this volume use a variety of sampling, data collection, experimental design, and econometric strategies to identify causal effects of expanded access to microcredit on borrowers and/or communities. These methods are deployed across an impressive range of locations -- six countries on four continents, urban and rural areas -- borrower characteristics, loan characteristics, and lender characteristics. Summarizing and interpreting results across studies, we note a consistent pattern of modestly positive, but not transformative, effects. We also discuss directions for future research. (JEL D14, G21, I38, O15, O16, P34, P36)

Scope of Project

JEL Classification:  View help for JEL Classification
      D14 Household Saving; Personal Finance
      G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
      I38 Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
      O15 Economic Development: Human Resources; Human Development; Income Distribution; Migration
      O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
      P34 Socialist Institutions and Their Transitions: Financial Economics
      P36 Socialist Institutions and Their Transitions: Consumer Economics; Health; Education and Training: Welfare, Income, Wealth, and Poverty


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