Replication data for: The Distributive Impacts of Financial Development: Evidence from Mortgage Markets during US Bank Branch Deregulation
Principal Investigator(s): View help for Principal Investigator(s) Ishani Tewari
Version: View help for Version V1
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| data-share-AEJ | 12/07/2019 02:10:PM | ||
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text/plain | 14.6 KB | 12/07/2019 09:13:AM |
Project Citation:
Tewari, Ishani. Replication data for: The Distributive Impacts of Financial Development: Evidence from Mortgage Markets during US Bank Branch Deregulation. Nashville, TN: American Economic Association [publisher], 2014. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116384V1
Project Description
Summary:
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Well-functioning credit markets play a key role in boosting overall
economic growth, but their impact on distributional outcomes
is much less clear. I use a quasi-experimental setting provided by
branch banking deregulation, an important episode of US financial
development, to study the distributive impacts of finance. Following
removal of geographic restrictions on banks in the 1980s and early
1990s, mortgage access increased for lower-middle income groups,
young, and also black households. These effects were driven by commercial banks, the only financial institutions subject to the policy.
Banks' new screening technologies may have been responsible for
this expansion of credit.
Scope of Project
JEL Classification:
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D14 Household Saving; Personal Finance
D31 Personal Income, Wealth, and Their Distributions
G12 Asset Pricing; Trading Volume; Bond Interest Rates
G28 Financial Institutions and Services: Government Policy and Regulation
D14 Household Saving; Personal Finance
D31 Personal Income, Wealth, and Their Distributions
G12 Asset Pricing; Trading Volume; Bond Interest Rates
G28 Financial Institutions and Services: Government Policy and Regulation
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