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American Economic Review: Vol. 101 No. 3 (May 2011)

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The New Deal, Race, and Home Ownership in the 1920s and 1930s

Article Citation

Kollmann, Trevor M., and Price V. Fishback. 2011. "The New Deal, Race, and Home Ownership in the 1920s and 1930s." American Economic Review, 101(3): 366-70.

DOI: 10.1257/aer.101.3.366

Abstract

Many federal government housing policies began during the New Deal of the 1930s. Many claim that minorities benefited less from these policies than whites. We estimate the relationships between policies in the 1920s and 1930s and black and white home ownership in farm and nonfarm settings using a pseudo-panel of repeated cross-sections of households in 1920, 1930, and 1940 matched with policy measures in 460 state economic areas. The policies examined include FHA mortgage insurance, HOLC loan refinancing, state mortgage moratoria, farm loan programs, public housing, public works and relief, and payments to farmers to take land out of production.

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Online Appendix (128.51 KB)

Authors

Kollmann, Trevor M. (U AZ)
Fishback, Price V. (U AZ)

JEL Classifications

G21: Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
J15: Economics of Minorities and Races; Non-labor Discrimination
N32: Economic History: Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy: U.S.; Canada: 1913-
N42: Economic History: Government, War, Law, International Relations, and Regulation: U.S.; Canada: 1913-
N92: Regional and Urban History: U.S.; Canada: 1913-
R31: Housing Supply and Markets
R38: Production Analysis and Firm Location: Government Policies; Regulatory Policies


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