This setting lets you change the way you view articles. You can choose to have articles open in a dialog window, a new tab, or directly in the same window.
Open in Dialog
Open in New Tab
Open in same window

Journal of Economic Perspectives: Vol. 10 No. 4 (Fall 1996)

Expand

Quick Tools:

Print Article Summary
Export Citation
Sign up for Email Alerts Follow us on Twitter

Explore:

JEP - All Issues


How Retirement Saving Programs Increase Saving

Article Citation

Poterba, James M., Steven F. Venti, and David A. Wise. 1996. "How Retirement Saving Programs Increase Saving." Journal of Economic Perspectives, 10(4): 91-112.

DOI: 10.1257/jep.10.4.91

Abstract

This paper summarizes the authors work on the effect of IRA and 401(k) contributions on net personal saving. They consider many different nonparametric approaches to controlling for heterogeneity in individual saving behavior and conclude that the weight of the available evidence suggests that contributions to both IRAs and 401(k)s largely represent new saving. The authors devote particular attention to reconciling their results with the findings in other studies that reach different conclusions, sometimes using the same databases that the authors analyze. Methodological limitations that undermine the reliability of results in other studies explain many of these disparities.

Article Full-Text Access

Full-text Article (Complimentary)

Authors

Poterba, James M. (MIT and NBER)
Venti, Steven F. (Dartmouth College and NBER)
Wise, David A. (John F. Kennedy School of Government, Harvard U and NBER)

JEL Classifications

H31: Fiscal Policies and Behavior of Economic Agents: Household
J26: Retirement; Retirement Policies
D12: Consumer Economics: Empirical Analysis

Comments

View Comments on This Article (0) | Login to post a comment


Journal of Economic Perspectives


Quick Tools:

Sign up for Email Alerts

Follow us on Twitter

Subscription Information
(Institutional Administrator Access)

Explore:

JEP - All Issues

Virtual Field Journals


AEA Member Login:


AEAweb | AEA Journals | Contact Us