Replication data for: Do Opposites Detract? Intrahousehold Preference Heterogeneity and Inefficient Strategic Savings
Principal Investigator(s): View help for Principal Investigator(s) Simone Schaner
Version: View help for Version V1
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AEJApp2013-0271_data | 12/07/2019 01:02:PM | ||
LICENSE.txt | text/plain | 14.6 KB | 12/07/2019 08:02:AM |
Project Citation:
Schaner, Simone. Replication data for: Do Opposites Detract? Intrahousehold Preference Heterogeneity and Inefficient Strategic Savings. Nashville, TN: American Economic Association [publisher], 2015. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-12-07. https://doi.org/10.3886/E116329V1
Project Description
Summary:
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This paper uses a field experiment to test whether intrahousehold heterogeneity in discount factors leads to inefficient strategic savings behavior. I gave married couples in rural Kenya the opportunity to open both joint and individual bank accounts at randomly assigned interest rates. I also directly elicited discount factors for all individuals in the experiment. Couples who are well matched on discount factors are less likely to use costly individual accounts and respond robustly to relative rates of return between accounts, while their poorly matched peers do not. Consequently, poorly matched couples forgo significantly more interest earnings on their savings. (JEL D13, D14, J12, O12)
Scope of Project
JEL Classification:
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D13 Household Production and Intrahousehold Allocation
D14 Household Saving; Personal Finance
J12 Marriage; Marital Dissolution; Family Structure; Domestic Abuse
O12 Microeconomic Analyses of Economic Development
D13 Household Production and Intrahousehold Allocation
D14 Household Saving; Personal Finance
J12 Marriage; Marital Dissolution; Family Structure; Domestic Abuse
O12 Microeconomic Analyses of Economic Development
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