Replication data for: The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia
Principal Investigator(s): View help for Principal Investigator(s) Orazio Attanasio; Britta Augsburg; Ralph De Haas; Emla Fitzsimons; Heike Harmgart
Version: View help for Version V1
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Project Citation:
Attanasio, Orazio, Augsburg, Britta, De Haas, Ralph, Fitzsimons, Emla, and Harmgart, Heike. Replication data for: The Impacts of Microfinance: Evidence from Joint-Liability Lending in Mongolia. Nashville, TN: American Economic Association [publisher], 2015. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2019-10-12. https://doi.org/10.3886/E113597V1
Project Description
Summary:
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We present evidence from a randomized field experiment in rural Mongolia to assess the poverty impacts of a joint-liability microcredit program targeted at women. We find a positive impact of access to group loans on female entrepreneurship and household food consumption but not on total working hours or income in the household. A simultaneously introduced individual-liability microcredit program delivers no significant poverty impacts. Additional results on informal transfers to families and friends suggest that joint liability may deter borrowers from using loans for noninvestment purposes with stronger impacts as a result. We find no difference in repayment rates between both types of microcredit. (JEL G21, I32, I38, J16, L26, O15, O16)
Scope of Project
JEL Classification:
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G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
I32 Measurement and Analysis of Poverty
I38 Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
J16 Economics of Gender; Non-labor Discrimination
L26 Entrepreneurship
O15 Economic Development: Human Resources; Human Development; Income Distribution; Migration
O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
G21 Banks; Depository Institutions; Micro Finance Institutions; Mortgages
I32 Measurement and Analysis of Poverty
I38 Welfare, Well-Being, and Poverty: Government Programs; Provision and Effects of Welfare Programs
J16 Economics of Gender; Non-labor Discrimination
L26 Entrepreneurship
O15 Economic Development: Human Resources; Human Development; Income Distribution; Migration
O16 Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
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